Pay Yourself First™ - The Calm Version
Start Paying Yourself First, Even If It’s Just $1.
It’s a one-page rule that helps you build the saving habit before life takes the money away again.
If you’ve tried to save and keep falling off, this tool gives you structure, not motivation.
Most people don’t struggle with saving because they’re irresponsible. They struggle because money decisions happen when they’re stressed.
Bills hit. Life happens. And saving becomes “next time.”
This sheet fixes the order of your money decisions, not the amount.
What This Tool Actually Does
Pay Yourself First™ - The Calm Version installs one simple rule:
Before you pay a bill, buy anything, or transfer money out, you move a small amount to yourself.
That’s it.
No math. No goals to fail. No long setup.
What’s Included:
You’ll receive one printable page that helps you:
Choose a small, realistic amount (as low as $1)
Tie the habit to a clear trigger (when money comes in)
Decide where the money goes (account, envelope, jar, etc.)
Track your streak for visible proof you’re staying consistent
This works whether you’re paid weekly, bi-weekly, monthly, or on assistance.
Who This Is For:
This is for you if:
You’re serious about getting back on track
You don’t want another complicated budget
You want a habit that works even when money is tight
You’re rebuilding trust with yourself around money
Who This Is NOT For:
This is not for you if:
You’re looking for investment advice
You want a full financial course
You want motivation or mindset coaching
You aren’t ready to change behavior
This is a tool, not encouragement.
Why This Works:
Saving usually fails because it relies on:
Will power
Leftover money
Perfect months
This system works because it:
Changes sequence, not discipline
Uses small amounts to reduce resistance
Builds consistency under real-life conditions
You don’t need more income to start. You need a rule you can keep.
How To Use It:
Print the page or keep it on your device
Choose your amount
Use it every time money comes in
Check off your streak
That’s the system.
This isn’t about the amount you save. It’s about proving to yourself that you come first, consistently.
Download Pay Yourself First™ - The Calm Version and start today.
This product is for educational and personal use only. It does not provide financial or legal advice.
This isn’t another fill-in-the-blank content calendar. These prompts are intentionally crafted to help you channel your voice, clarify your message, and magnetize your ideal audience. You don’t have to force consistency; you just need to be aligned.
